We Hold Insurance Companies Accountable
When you have paid years of insurance premiums, and you need to file a claim, you expect your insurance company to honor their end of the contract. Yet insurers routinely deny valid claims, putting the burden on policyholders to fight for the money they are due.
The Law Offices of Geoffrey D. Ittleman has a solid track record of battling insurance companies in property damage claims and other insurance disputes. Our Fort Lauderdale property damage lawyer excels at negotiating fair compensation settlements, but if necessary, he is prepared to litigate your case in court. We represent business owners and homeowners in South Florida and statewide.
Proven Results In Insurance Litigation
Attorney Ittleman has years of experience litigating insurance coverage disputes, mainly in the arena of claims for property damage. He practices in state and federal courts of Florida, including courts of appeal, and has prevailed in numerous published court decisions involving insurance matters.
Our firm has handled:
- Homeowners insurance claims for damage caused by fires, floods, hurricanes, wind, water intrusion, mold
- Commercial property claims for both structural repairs and business losses stemming from property damage
- Appeals of denials of disaster claims
- Class actions on behalf of condo associations for property damage
- COVID-19 business interruption claims
- Professional liability lawsuits (errors and omissions claims)
- Other types of consumer insurance claims (auto, life, health, long-term disability)
- Insurance bad faith lawsuits for arbitrary or systematic denial of claims
Experienced Advocacy For Florida Policyholders
If you have a property damage claim or another type of insurance dispute, we invite you to arrange a free initial consultation. Mr. Ittleman will examine your policy and your claim to determine where you stand and the best way to pursue the insurance benefits you are owed.
We will deal with the insurance company on your behalf, to put them on notice that you have legal representation and to ensure that you do not inadvertently jeopardize your claim by saying something that could be used against you. If the insurer will not negotiate a good faith settlement, we are prepared to file suit and hold them accountable in court.
Common Questions Clients Are Asking About Insurance Claims In Florida
Facing the aftermath of property damage or a major storm in Florida can be overwhelming, especially when it involves complex policy language and stubborn insurance providers. To help you understand your legal standing, below are clear answers to the most common questions policyholders ask when facing claim delays, denials or disputes.
What should I do after an insurance claim denial in Florida?
If your insurer denies your claim, start by carefully reviewing the official denial letter to understand their cited legal and policy justifications. Gather all supporting documentation, including photos, inspection reports, repair estimates and written communications. While you can file an appeal directly, consulting a knowledgeable attorney is crucial to protect your rights and construct a compelling case.
How long do I have to file an insurance claim in Florida?
Before 2022, you had two years to file a new insurance claim. Unfortunately, a new state legislature shortened that window in half. This regulation impacted policies issued or renewed after the law took effect. This change is especially crucial for homeowners seeking compensation for damages that are not immediately obvious.
What is considered a bad faith insurance claim in Florida?
Insurers in Florida owe policyholders a duty of good faith and fair dealing. An insurer acts in bad faith when it unreasonably denies a valid claim or intentionally delays payments. Other examples include failing to conduct a thorough and prompt investigation or refusing to negotiate a fair settlement when liability is clear.
Understanding these legal nuances gives you a strong starting point. However, because Florida insurance laws change frequently, having dedicated legal guidance remains your best defense against unfair insurance practices.
Talk To An Experienced Insurance Claim Lawyer Today
When property damage, consumer rights violations or denied disaster claims disrupt your home or business, you need practical, results-driven legal solutions. Our firm proudly represents South Florida policyholders and owners in business litigation, consumer protection and disaster claims.
We prioritize clear communication and direct attorney involvement to help people facing insurance claim issues. To schedule your case evaluation, call our Fort Lauderdale office at 954-546-7441 or contact us online.